At Liberty Credit Union , we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services, including our website, mobile applications, and other online services (collectively, the "Services").
Name
Address
Email Address
Phone Number
Social Security Number
Date of Birth
Account Number
Browser Type
IP Address
Device Information
Operating System
Website Usage Data
Credit bureaus
Public databases
Joint account holders or co-applicants
We use the information we collect to:
Process transactions and provide banking services
Verify your identity and prevent fraud
Manage and maintain your accounts
Communicate with you regarding your accounts and our services
Improve our website, mobile app, and overall customer experience
Comply with legal and regulatory requirements
Offer products and services that may be of interest to you
We may share your information with:
**Affiliates**: Companies related by common ownership or control.
**Service Providers**: Third parties that perform services on our behalf, such as data processing, payment processing, and customer service.
**Legal and Regulatory Authorities**: When required by law or to protect our legal rights.
**Joint Marketing Partners**: Financial companies with whom we have joint marketing agreements.
**Other Third Parties**: With your consent or at your direction.
We implement a variety of security measures to maintain the safety of your personal information. These measures include:
Encryption of data during transmission and storage.
Access controls to limit who can access your information
Regular security audits and vulnerability assessments
Employee training on data security practices
You have the following rights regarding your personal information:
**Access and Update**: You can access and update your personal information through your online account or by contacting us directly.
**Opt-Out**: You can opt out of receiving marketing communications from us by following the unsubscribe instructions included in those communications or by contacting us.
**Privacy Preferences**: You can set your privacy preferences regarding how we share your information with affiliates and third parties by contacting us.
We use cookies and similar tracking technologies to enhance your experience on our website and mobile app. Cookies help us understand how you use our Services, remember your preferences, and personalize content and advertisements. You can control the use of cookies through your browser settings.
Our Services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently received personal information from a child under the age of 13, we will delete such information from our records.
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any significant changes by posting the new policy on our website and updating the effective date. Your continued use of our Services after any changes indicates your acceptance of the updated Privacy Policy.
If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at team.pledge.bank@gmail.com